Oatmeal Apple Muffins

1 cup whole wheat flour
1 cup rolled oats
1/2 (one-half) teaspoon salt
3 teaspoons baking powder
1/2 (one-half) teaspoon nutmeg
2 teaspoons cinnamon
1 1/2 (one and one-half) teaspoons stevia powder
1 egg
3/4 (three-quarters) cup milk
1/4 (one-quarter) cup oil or ? (one-quarter) cup applesauce
1 medium apple, cored and course chopped
3/4 (three-quarters) cup raisins

Preheat oven 400 degrees. Mix first seven ingredients thoroughly. In separate bowl mix remaining ingredients. Gradually mix dry ingredients into wet ingredients. Spoon into 12 greased muffin tins. Bake 15 to 20 minutes.